Partner Executive Overview
Live financial performance, sales pipeline, and dual-partner maker-checker approvals
Gross Premium Booked
142 Policies
₹48,50,000
Issued across 5 categories this month
Gross Insurer Commission
Avg 15.0%
₹7,27,500
Expected receipts from partner insurers
Agent Commission Payable
38 Active POSP
₹3,45,000
Payable to agents (APS-100 onwards)
Net Apsova Revenue
Profitable
₹3,82,500
Retained margin after agent payouts
⚖️ Dual-Partner Maker-Checker Approvals (Waiting for Owner Decision)
2 Pending Approvals
Agent Payout Batch
Batch #PAY-2026-OCT-01 (₹65,000 Payout)
Prepared by: Accounts (Suresh) • Awaiting Partner 1 or Partner 2 approval for bank transfer release.
Bulk Agent Transfer
Transfer 14 Agents from Rahul (Resigned) → Akhil
Effective Date: 15-Oct-2026 • Preserves all historical sales credits & settled commissions.
Business Mix Across 5 Categories (October)
Today's Staff Pulse
18 / 20
Present Today
248
Calls Logged
Telecalling Team:
8 Present • 1 Leave
Agency Managers:
6 Present • 2 Field Duty
Operations & Accounts:
4 Present
Lead Generation & Telecalling Management
Meta Ads (Facebook/Instagram), Website, WhatsApp, and Excel Calling Lists
Apsova Insurance Lead Workflow
1. New (14) →
2. Assigned (26) →
3. Connected (48) →
4. Quote Shared (32) →
5. Proposal (19) →
6. Policy Issued (142)
Active Calling Pool (139 Leads)
Round-robin distribution active
| Lead / Customer | Category & Plan | Source | Assigned To | Sales Stage | Next Follow-up | Action |
|---|---|---|---|---|---|---|
|
Vishnu Prasad
+91 98471 22849 • Kochi
|
Motor 4W
Hyundai Creta (KL-07-CF-4021)
|
Meta FB Ad (Onam_Motor) | Anjali (Telecaller) | Quote Shared |
⚠️ Today, 11:30 AM (Overdue)
Outcome: Callback requested
|
|
|
Dr. Rajesh Menon
+91 94470 19832 • Thrissur
|
Health Floater
2 Adults + 2 Kids (15L SI)
|
WhatsApp Referral | Rahul (Agency Mgr) | Proposal Submitted |
Tomorrow, 10:00 AM
Payment link shared
|
Policy Renewal Engine & Reminder Tracker
Automated reminders scheduled at 60, 30, 15, 7, and 1 day prior to policy expiry
60 DAYS DUE
28
Notice Sent
30 DAYS DUE
19
Quotes Shared
15 DAYS DUE
14
Calling Required
7 DAYS DUE
7
Urgent
1 DAY / TODAY
3
Expiring Today!
Upcoming Policy Expiries & Portability
Auto-links previous policy to renewed policy
| Policy No & Insured | Insurer & Plan | Category | Expiry Date | Reminders Logged | Status | Assigned Employee | Action |
|---|---|---|---|---|---|---|---|
|
P-MOT-2025-9948
George Mathew
Honda City (KL-01-BK-9182)
|
ICICI Lombard
Comprehensive 4W
|
Motor |
10-Oct-2026 (Tomorrow)
1 Day Left!
|
60d ✓ 30d ✓ 15d ✓ 7d ✓ 1d Sent | Payment Pending | Anjali (Telecaller) | |
|
P-HLT-2025-1049
Mariamma Joseph
Senior Citizen Red Carpet (5L SI)
|
Star Health
Red Carpet Plan
|
Health |
24-Oct-2026
15 Days Left
|
60d ✓ 30d ✓ 15d Sent | Contacted | Rahul (Agency Mgr) |
Partnered Insurers & Products Catalogue
Configure partner insurers under Health, Motor, Life, Group, and Pet categories with commission margins
🏥 Health Insurance
Individual, Floater, Senior, Portability
Star Health15.0% Comm
Care Health17.5% Comm
Niva Bupa15.0% Comm
HDFC ERGO14.0% Comm
🚗 Motor Insurance
OD, TP, IDV, NCB, Commercial & Private
ICICI LombardOD: 18% / TP: 2.5%
Tata AIGOD: 20% / TP: 2.5%
Bajaj AllianzOD: 17% / TP: 2.5%
Go DigitOD: 19% / TP: 2.5%
🌱 Life Insurance
Term, Savings, PPT, Sum Assured
HDFC LifeFY: 25.0%
Tata AIAFY: 30.0%
ICICI PrudentialFY: 25.0%
🏢 Group & Corporate
Corporate Mediclaim & GPA Rosters
ICICI Lombard10.0% Comm
Star Health11.0% Comm
🐾 Pet Insurance
Microchip, Breed, Age & Covers
Future Generali15.0% Comm
Bajaj Allianz12.5% Comm
Agency Network & POSP Registration
Permanent internal IDs starting from APS-100 onwards with insurer POSP codes
Registered POSP Agents
38 Active Agents
Numbering sequence: APS-100 onwards
| Internal Agent ID | Agent Name & Contact | Assigned Agency Manager | Insurer Codes | Business Sourced | Status | Action |
|---|---|---|---|---|---|---|
| APS-100 |
Manoj Nambiar
+91 94471 89012 • Kannur
|
Rahul (Agency Mgr)
Recruited by: Arun (Partner)
|
Star:
STAR-KN-442ICICI:
IL-POSP-9021 |
₹8,40,000
24 Issued Policies
|
Active POSP | |
| APS-101 |
Deepa Pillai
+91 98460 77123 • Ernakulam
|
Akhil (Agency Mgr)
Transferred from Rahul on 01-Sep
|
Care:
CARE-EKM-112Tata AIG:
TAIG-8841 |
₹5,20,000
16 Issued Policies
|
Active POSP |
Dual-Entry Commission Accounting System
Two connected ledgers: What insurers owe Apsova vs. What Apsova owes sourcing agents
Ledger A
₹1,37,500 Outstanding
Insurer Commission Receivable
Star Health (Sep Statement)
Matched 42 / 44 Policies
Expected: ₹2,10,000 | Statement: ₹2,04,500
Short-Receipt: ₹5,500
ICICI Lombard (Motor OD)
Matched 68 / 68 (Full Receipt)
Received in Bank: ₹3,85,500
UTR: HDFC000192849
Ledger B
₹65,000 Pending Release
Agent Commission Payable
Manoj Nambiar (APS-100)
₹24,500 Payable
TDS 5%: ₹1,225 • Net: ₹23,275
Maker Prepared
Deepa Pillai (APS-101)
₹16,800 Payable
TDS 5%: ₹840 • Net: ₹15,960
Checker Approved
HR, Mobile Attendance & Salary Processing
Employee self-service check-in/out with location geofence and monthly salary calculation
Today's Attendance Logs (10-Oct-2026)
18 Present
| Employee | Role | Check-In | Check-Out | Status |
|---|---|---|---|---|
| Anjali S. | Telecaller | 09:14 AM | In Office | Present |
| Rahul K. | Agency Manager | 09:45 AM (Field) | In Field | Field Duty |
| Suresh M. | Accounts | 09:02 AM | In Office | Present |
September Payroll Summary
Gross Salaries:
₹4,20,000
Sales Incentives:
+₹45,000
Loss of Pay & TDS:
-₹18,500
Net Bank Payout:
₹4,46,500